Terms of Service

Last updated: May 19, 2026

These Terms of Service (“Terms”) govern your use of https://readytocalculate.com (the “Site”), operated by Ready to Calculate (“we”, “us”, or “our”). By accessing or using the Site you agree to these Terms. If you do not agree, please do not use the Site.

Use of the Site

You may use the Site for lawful, personal, non-commercial purposes. You agree not to:

  • Interfere with the operation of the Site or any associated server.
  • Attempt to gain unauthorised access to any part of the Site, account, or computer system.
  • Use automated systems to scrape, mirror, or republish content without permission.
  • Submit content that is unlawful, defamatory, abusive, or violates the rights of others.

Calculator accuracy and no professional advice

The calculators, tools, and written content on the Site are provided for general information and educational purposes only. They produce estimates based on the inputs you supply and the formulas we have implemented, which may not reflect the most current law, policy, or specific facts of your situation. Results are not financial, tax, legal, medical, engineering, or other professional advice and should not be relied on as such.

Before making any decision that has financial, legal, or other significant consequences, please consult a qualified professional familiar with your circumstances.

Intellectual property

All content on the Site — including text, graphics, calculators, code, and the overall look and feel — is owned by Ready to Calculate or its licensors and is protected by applicable copyright, trademark, and other laws. You may view and share the content for personal, non-commercial purposes; any other use requires our prior written consent.

User submissions

If you post a comment or submit a message through the Site, you grant us a worldwide, royalty-free, non-exclusive licence to display, store, and reproduce that submission in connection with operating and promoting the Site. You are responsible for the content you submit and represent that it does not infringe the rights of any third party.

Third-party links

The Site may contain links to third-party websites. We do not control those sites and are not responsible for their content, products, services, or privacy practices.

Disclaimer of warranties

The Site and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

Limitation of liability

To the fullest extent permitted by law, Ready to Calculate and its operators will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits or revenues, arising out of or in connection with your use of the Site or its content.

Indemnification

You agree to indemnify and hold harmless Ready to Calculate, its operators, and contributors from any claim arising out of your use of the Site, your submissions, or your breach of these Terms.

Changes to these Terms

We may revise these Terms from time to time. The updated version will be posted on this page with a new “Last updated” date. Your continued use of the Site after a change becomes effective constitutes acceptance of the revised Terms.

Governing law

These Terms are governed by and construed in accordance with the laws applicable in the jurisdiction in which the Site’s operator is established, without regard to its conflict-of-law provisions. Any dispute arising under these Terms is subject to the exclusive jurisdiction of the courts of that jurisdiction.

Contact

Questions about these Terms can be sent through the contact channel listed on the Site.