UK Salary Sacrifice Calculator 2026/27
Estimate the take-home impact of pension salary sacrifice, including Income Tax and employee NI savings.
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Budget calculator
UK tax, personal finance, and budget calculators built for clear decisions: take-home pay, side-hustle tax, IR35 comparisons, marriage allowance, and wedding budgets.
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UK Salary Sacrifice Calculator 2026/27
Estimate the take-home impact of pension salary sacrifice, including Income Tax and employee NI savings.
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UK Student Loan Repayment Calculator 2026/27
Estimate UK student loan repayments across Plan 1, Plan 2, Plan 4, Plan 5 and Postgraduate loans using current thresholds.
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Side Hustle Tax: Trading Allowance vs Expenses
Compare the UK trading allowance with actual expenses and learn which route may reduce taxable side-hustle profit more.
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Marriage Allowance: Who Can Claim It?
A plain-English guide to who can claim UK Marriage Allowance, when it helps, when it does not, and how much it can save.
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Inside vs Outside IR35: What Changes Your Take-Home Pay?
Inside and outside IR35 change tax route, expenses, pension strategy, risk, and how much of a contractor day rate reaches your bank account.
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UK Dividend Tax Calculator 2026/27 — Take-Home for Directors
Free UK dividend tax calculator for limited company directors. Live results for 2026/27 and 2025/26, England/Wales/NI and Scotland, with full salary + dividend breakdown.
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UK Marriage Allowance Calculator 2025/26 — Are You Eligible & How Much?
Free UK Marriage Allowance calculator. Check your eligibility, see exact annual saving (up to £252) and backdated savings (up to £1,008). 2025/26 HMRC rates.
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UK IR35 Calculator 2025/26 — Inside vs. Outside Take-Home
Free UK IR35 calculator. Side-by-side comparison of contractor take-home pay inside IR35 (umbrella/PAYE) vs. outside (limited company). Day rate, expenses, Corporation Tax, dividends — 2025/26 HMRC rates.
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UK Side-Hustle Tax Calculator 2026/27 — What You Really Owe HMRC
Free UK side-hustle tax calculator for 2026/27. Estimate income tax and Class 4 National Insurance on Vinted, Etsy, freelance, Airbnb, or other side income on top of your salary.
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Zero Based Budget Calculator: The Ultimate Guide to Financial Clarity
Zero-Based Budget Calculator Monthly Income: Housing: Utilities: Food: Transportation: Savings: Other Expenses: Calculate Budget Zero based budgeting is a financial planning method that requires you to justify every expense for […]
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Daily Expense Tracker: Your Key to Financial Freedom in 2024
Daily Expense Tracker Expense Name Amount Category FoodTransportationEntertainmentUtilitiesOther Add Expense Name Amount Category Total: $0.00 Why Track Your Daily Expenses? Before we jump into the how-to’s, let’s talk about why […]
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Free Annual Budget Planner: Take Control of Your Finances in 2024
Annual Budget Planner Annual Income Housing Expenses Transportation Expenses Food Expenses Healthcare Expenses Personal Expenses Savings and Investments Calculate Budget Why Annual Budgeting Matters Before we jump into the nitty-gritty […]
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