
Inside vs Outside IR35: What Changes Your Take-Home Pay?
Inside and outside IR35 change tax route, expenses, pension strategy, risk, and how much of a contractor day rate reaches your bank account.

Inside and outside IR35 change tax route, expenses, pension strategy, risk, and how much of a contractor day rate reaches your bank account.

Free UK IR35 calculator. Side-by-side comparison of contractor take-home pay inside IR35 (umbrella/PAYE) vs. outside (limited company). Day rate, expenses, Corporation Tax, dividends — 2025/26 HMRC rates.