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UK Salary Sacrifice Calculator 2026/27
Budget calculator

UK Salary Sacrifice Calculator 2026/27

ByJim Ross May 28, 2026May 31, 2026

Estimate the take-home impact of pension salary sacrifice, including Income Tax and employee NI savings.

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UK Student Loan Repayment Calculator 2026/27
Budget calculator

UK Student Loan Repayment Calculator 2026/27

ByJim Ross May 28, 2026May 31, 2026

Estimate UK student loan repayments across Plan 1, Plan 2, Plan 4, Plan 5 and Postgraduate loans using current thresholds.

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Marriage Allowance: Who Can Claim It?
Budget calculator

Marriage Allowance: Who Can Claim It?

ByJim Ross May 27, 2026May 29, 2026

A plain-English guide to who can claim UK Marriage Allowance, when it helps, when it does not, and how much it can save.

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Side Hustle Tax: Trading Allowance vs Expenses
Budget calculator

Side Hustle Tax: Trading Allowance vs Expenses

ByJim Ross May 27, 2026May 29, 2026

Compare the UK trading allowance with actual expenses and learn which route may reduce taxable side-hustle profit more.

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Inside vs Outside IR35: What Changes Your Take-Home Pay?
Budget calculator

Inside vs Outside IR35: What Changes Your Take-Home Pay?

ByJim Ross May 27, 2026May 29, 2026

Inside and outside IR35 change tax route, expenses, pension strategy, risk, and how much of a contractor day rate reaches your bank account.

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ChatGPT Plus vs Claude Pro: Which Costs More in 2026?
AI Tools

ChatGPT Plus vs Claude Pro: Which Costs More in 2026?

ByJim Ross May 27, 2026May 29, 2026

ChatGPT Plus and Claude Pro are both $20/month in the US, but annual billing, usage style, and upgrade paths change the value equation.

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Budget calculator

UK Dividend Tax Calculator 2026/27 — Take-Home for Directors

ByJim Ross May 24, 2026May 29, 2026

Free UK dividend tax calculator for limited company directors. Live results for 2026/27 and 2025/26, England/Wales/NI and Scotland, with full salary + dividend breakdown.

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Budget calculator

UK Marriage Allowance Calculator 2025/26 — Are You Eligible & How Much?

ByJim Ross May 19, 2026May 29, 2026

Free UK Marriage Allowance calculator. Check your eligibility, see exact annual saving (up to £252) and backdated savings (up to £1,008). 2025/26 HMRC rates.

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Budget calculator

UK IR35 Calculator 2025/26 — Inside vs. Outside Take-Home

ByJim Ross May 19, 2026May 29, 2026

Free UK IR35 calculator. Side-by-side comparison of contractor take-home pay inside IR35 (umbrella/PAYE) vs. outside (limited company). Day rate, expenses, Corporation Tax, dividends — 2025/26 HMRC rates.

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Budget calculator

UK Side-Hustle Tax Calculator 2026/27 — What You Really Owe HMRC

ByJim Ross May 19, 2026May 31, 2026

Free UK side-hustle tax calculator for 2026/27. Estimate income tax and Class 4 National Insurance on Vinted, Etsy, freelance, Airbnb, or other side income on top of your salary.

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AI Tools

LLM Token-to-Cost Calculator (2026) — GPT-4o, Claude, Gemini & 13 More Models

ByJim Ross May 19, 2026May 29, 2026

Convert words, characters, or token counts to API dollar cost across 16 LLMs — GPT-4o, Claude Sonnet 4, Gemini, Llama, DeepSeek and more. Paste a prompt or scale to millions of calls.

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AI Tools

AI Subscription Cost Calculator — How Much Are You Really Spending on ChatGPT, Claude, Cursor & More?

ByJim Ross May 19, 2026May 29, 2026

Reveal how much your AI subscriptions really cost each month, year, and over five years, then copy a shareable AI stack score for ChatGPT, Claude, Cursor, Midjourney, Perplexity, and more.

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