
UK Salary Sacrifice Calculator 2026/27
Estimate the take-home impact of pension salary sacrifice, including Income Tax and employee NI savings.

Estimate the take-home impact of pension salary sacrifice, including Income Tax and employee NI savings.

Estimate UK student loan repayments across Plan 1, Plan 2, Plan 4, Plan 5 and Postgraduate loans using current thresholds.

A plain-English guide to who can claim UK Marriage Allowance, when it helps, when it does not, and how much it can save.

Compare the UK trading allowance with actual expenses and learn which route may reduce taxable side-hustle profit more.

Inside and outside IR35 change tax route, expenses, pension strategy, risk, and how much of a contractor day rate reaches your bank account.

ChatGPT Plus and Claude Pro are both $20/month in the US, but annual billing, usage style, and upgrade paths change the value equation.

Free UK dividend tax calculator for limited company directors. Live results for 2026/27 and 2025/26, England/Wales/NI and Scotland, with full salary + dividend breakdown.

Free UK Marriage Allowance calculator. Check your eligibility, see exact annual saving (up to £252) and backdated savings (up to £1,008). 2025/26 HMRC rates.

Free UK IR35 calculator. Side-by-side comparison of contractor take-home pay inside IR35 (umbrella/PAYE) vs. outside (limited company). Day rate, expenses, Corporation Tax, dividends — 2025/26 HMRC rates.

Free UK side-hustle tax calculator for 2026/27. Estimate income tax and Class 4 National Insurance on Vinted, Etsy, freelance, Airbnb, or other side income on top of your salary.

Convert words, characters, or token counts to API dollar cost across 16 LLMs — GPT-4o, Claude Sonnet 4, Gemini, Llama, DeepSeek and more. Paste a prompt or scale to millions of calls.

Reveal how much your AI subscriptions really cost each month, year, and over five years, then copy a shareable AI stack score for ChatGPT, Claude, Cursor, Midjourney, Perplexity, and more.