
UK Salary Sacrifice Calculator 2026/27
Estimate the take-home impact of pension salary sacrifice, including Income Tax and employee NI savings.

Estimate the take-home impact of pension salary sacrifice, including Income Tax and employee NI savings.

Estimate UK student loan repayments across Plan 1, Plan 2, Plan 4, Plan 5 and Postgraduate loans using current thresholds.

Compare the UK trading allowance with actual expenses and learn which route may reduce taxable side-hustle profit more.

A plain-English guide to who can claim UK Marriage Allowance, when it helps, when it does not, and how much it can save.

Inside and outside IR35 change tax route, expenses, pension strategy, risk, and how much of a contractor day rate reaches your bank account.

Free UK dividend tax calculator for limited company directors. Live results for 2026/27 and 2025/26, England/Wales/NI and Scotland, with full salary + dividend breakdown.

Free UK Marriage Allowance calculator. Check your eligibility, see exact annual saving (up to £252) and backdated savings (up to £1,008). 2025/26 HMRC rates.

Free UK IR35 calculator. Side-by-side comparison of contractor take-home pay inside IR35 (umbrella/PAYE) vs. outside (limited company). Day rate, expenses, Corporation Tax, dividends — 2025/26 HMRC rates.

Free UK side-hustle tax calculator for 2026/27. Estimate income tax and Class 4 National Insurance on Vinted, Etsy, freelance, Airbnb, or other side income on top of your salary.